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Buy to Let Mortgages
My Perfect Mortgage provides bespoke services to help you get the most from your mortgage and achieve financial peace of mind.
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Let us compare the latest mortgage deals for you over the phone, or see one of our mortgage advisors in person for free!
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Our team of advisors have access to the best rates of over 50+ niche high street lenders.
Mortgages made easy
You won’t have to tell us any info twice, we’ll keep it and put it in the form so you can check it and apply by phone.
Track & Chase
We track your application for you. We’ll even appoint a dedicated case manager who’ll do all the legwork for you.
Your Perfect Buy to Let
Finding the best mortgages on the market sometimes isn’t quite as straightforward as people would like it to be. With dozens of mortgage lenders and literally hundreds of different deals available, it can be difficult to know where to start.

Perfect Advice

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Perfect Rates

Perfectly Supported
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buy to let faq
What is a buy-to-let mortgage?
As a rule, lenders treat buy-to-let mortgages differently from homebuyer mortgages – they often charge 1-2% more interest and will require a higher deposit. Lenders may also evaluate your application in a different way and subject it to different criteria.
When buying, it’s important to tell your mortgage broker whether you’re planning to move into the property or whether it will be let out. Your broker can help you find the right product for you and get your role as a landlord off to a flying start.
Is buy-to-let a good investment?
Although buy to let can be a good investment there are also risks to consider too. It’s really important to make sure you’ve got your sums right and thought about everything renting out a property entails before committing to a mortgage and becoming a landlord.
How difficult is it to get a buy-to-let mortgage?
Lenders also expect you to be able to prove your income and to provide evidence that the market rate for rental income on the property you want to buy is at least 125 per cent of the mortgage repayments.
An adviser will help you resolve these issues. You will also need to research the market carefully in order to find the best place to invest.
What are the taxes accociated with buy-to-let?
It’s also important you understand what taxes must be paid and when because these are costs that will affect the returns on your buy-to-let investments. These include:
Stamp duty
Income tax
Capital gains tax
Inheritance tax
Free Buy to Let Advice.
Get started today and see how we can help you on your buy to let journey. Book your mortgage appointment today with a member of our team.